Detailed Expected Family Contribution (EFC) Report for 2008-09 School Year
 
Contribution from Income
FM
          + Adjusted Gross Income
          + Untaxed Income
          -  Exclusions
          = Total Income Considered
          - U.S. Income Tax
          - State (and other) Tax Allowance
          - FICA (Social Security Tax)
          - Employment Expense Allowance
          - Income Protection Allowance
          = Available Income
Contribution from Assets
          + Personal Assets
          + Business / Farm Assets
+        = Net Worth
          + Asset Protection Allowances
          + Business / Farm Discount
-         = Total Allowances 
= Discretionary Net Worth
X Percent to convert assets to income
= Estimated Income Supplement
+ Contribution Expected from Assets
= Total Contribution
Expected Family Contribution (EFC)
Remember, the EFC noted above is only an estimate. The financial aid office makes the final determination of your family contribution and financial aid eligibility. In some cases, professional judgment may be used to adjust your EFC. Inform the Office of Financial Aid of special circumstances that may affect your need for assistance.